I got my 1,200.00 and I'm just going to pay it all on my truck. I have a 2018 and I owe 13,605.65 on it. my payment is 400.00 a month. I'm going to try to pay it off this year. this next month I'm going to try and pay 2,200-2,500 on it this next month. if I get it paid off im going to try and put that 400.00 back if not more every month then just pay cash for the next one